{"id":1782,"date":"2024-03-01T08:11:19","date_gmt":"2024-03-01T08:11:19","guid":{"rendered":"https:\/\/charming-narrative.mysites.io\/?p=1782"},"modified":"2024-03-01T08:11:19","modified_gmt":"2024-03-01T08:11:19","slug":"responding-to-an-unfair-car-accident-settlement-in-texas","status":"publish","type":"post","link":"https:\/\/burwellnebout.com\/es\/responding-to-an-unfair-car-accident-settlement-in-texas\/","title":{"rendered":"Responding to an Unfair Car Accident Settlement in Texas"},"content":{"rendered":"

Responding to an Unfair Car Accident Settlement in Texas<\/h2>\n\n\n\n

If there\u2019s one thing you need to remember when you get a settlement offer from an insurance company after you\u2019ve suffered injuries in an accident, it\u2019s this: insurance companies are in business to make a profit. This doesn\u2019t necessarily mean that they\u2019re out to take advantage of you when you\u2019re already hurt, but it definitely means that, in most cases, they will offer you the lowest possible compensation amount. So, what happens when it\u2019s so low that it\u2019s not just unfair, it\u2019s borderline insulting? Here are several answers regarding how accident settlements work, including what is realistic, what is unacceptable\u2014and how to respond to an unfair settlement.<\/p>\n\n\n\n

1. What is the average car settlement amount in Texas?<\/h2>\n\n\n\n

An average settlement is hard to determine because it depends on the specifics of your case. Generally, you are entitled to \u201ceconomic\u201d damages, meaning those on which a dollar amount can easily be placed \u2013 for instance, medical bills, lost income, and property damages. You may also claim \u201cnon-economic\u201d damages. They are those things that are harder to quantify, such as emotional distress. In cases where the injury was caused by the at-fault\u2019s egregious negligence or recklessness, punitive damages may also be assessed\u2014for instance, where a drunk driver caused severe injuries.<\/p>\n\n\n\n

 <\/h2>\n\n\n\n

2. How car accident settlements work<\/h2>\n\n\n\n

A settlement is basically an agreement between you and the insurance company: they will pay you a certain amount to compensate for your losses in a car accident. The amount is determined by the insurance (or claims) adjuster, whose job it is to come up with a \u201cfair\u201d settlement by investigating the issue, assessing damage, speaking to you, and any witnesses and compiling information relevant to your case.<\/p>\n\n\n\n

3. Assessing the offer<\/h2>\n\n\n\n

You can tally up your current costs and losses that resulted from your injury at the hands of a negligent or reckless driver, which is exactly what the insurance adjuster will do. But if you have suffered mental anguish beyond the quantifiable losses, how does that factor into the equation? Typically, the adjuster uses a calculation called a multiplier to figure compensation for \u201cpain and suffering.\u201d This can range anywhere from 1.5 to 5 times your medical costs, not counting the loss of income. It seldom includes the cost of any potential future medical needs. That\u2019s why it\u2019s important to\u00a0work with an attorney who knows how to assess the full value of your claim<\/a>\u00a0and will negotiate with the insurance company to make sure you get the highest possible compensation.<\/p>\n\n\n\n

4. Rejecting and responding to an unfair offer<\/h2>\n\n\n\n

If you have received a lowball offer from an insurance company, you (or your attorney) should speak to the adjuster to find out how the amount was determined. It may be that some important information was missed, in which case, you can provide the necessary documentation. Also remember that the initial settlement offer is usually a starting place for a negotiated settlement that takes into account all credible damages and potential issues down the road, as well as those non-economic losses. While it is ultimately your decision, your attorney can help by pointing out the pros and cons of accepting or rejecting any counteroffer the insurance company makes.<\/p>\n\n\n\n

5. Asking amount vs. settlement amount<\/h2>\n\n\n\n

In order to resolve a personal injury claim, your lawyer will draft a demand letter. The letter includes all the facts and is written in a way that takes away any potential for the insurance company to point the finger of blame back on you. (This is important as Texas is a comparative negligence<\/a> state, meaning that if you, as the plaintiff, contributed in any way to the car accident, your settlement compensation will be reduced by the percentage of any fault on your part.) The asking amount is what you would like to receive, but it cannot be so far out of line with what is likely to be offered as a settlement amount as to be immediately rejected by the insurance company.<\/p>\n\n\n\n

Whether through negotiation or litigation, we help you get full and fair compensation for your personal injury<\/h3>\n\n\n\n

We have helped clients throughout Galveston County, and surrounding areas get the best possible settlement when they have been injured in a car accident. To discuss your case with one of our experienced League City car accident attorneys<\/a>, please call us at (281) 645-5000<\/a> or contact us online to schedule a free consultation.<\/p>","protected":false},"excerpt":{"rendered":"

Responding to an Unfair Car Accident Settlement in Texas If there\u2019s one thing you need to remember when you get a settlement offer from an insurance company after you\u2019ve suffered injuries in an accident, it\u2019s this: insurance companies are in business to make a profit. This doesn\u2019t necessarily mean that they\u2019re out to take advantage […]<\/p>\n","protected":false},"author":1,"featured_media":1269,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[12],"tags":[],"class_list":["post-1782","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-truck-accidents"],"acf":[],"yoast_head":"\nResponding to an Unfair Car Accident Settlement in Texas - Burwell Nebout Trial Lawyers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/burwellnebout.com\/es\/responding-to-an-unfair-car-accident-settlement-in-texas\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Responding to an Unfair Car Accident Settlement in Texas\" \/>\n<meta property=\"og:description\" content=\"Responding to an Unfair Car Accident Settlement in Texas If there\u2019s one thing you need to remember when you get a settlement offer from an insurance company after you\u2019ve suffered injuries in an accident, it\u2019s this: insurance companies are in business to make a profit. 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